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The procedure

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To help you understand the mortgage procedure we have collected all our experience and published it here.
Please read this carefully and contact us with any questions.

Step One: Initial Contact

Initial contact is first and very important step. On this meeting our representatives will take a few basic details from you and allocate a dedicated mortgage adviser to you. You'll get all important data on mortgage, we'll view your current situation and will be able to give you professional advice. Here, on this meeting, you'll be advised a personal consultant, who'll be responsible for your mortgage and who'll be able to answer all your questions and assist you there.
Be sure that you'll leave your first meeting feeling more informed regarding the choices available to you.

Step Two: After the meeting

Your broker will research the entire mortgage market (over 18,000 products) for you and using the information from the initial meeting will recommend a handful of products (usually two to five) that are most suitable for your individual circumstances. We'll then arrange a mortgage agreement in principle (AIP).

We'll continue to research the market and keep you updated on a weekly basis with any changes and information on lenders and interest rates. A case manager will oversee all the paperwork and will act as source of contact, should your adviser be unavailable, answering any questions that you may have and assisting your adviser in obtaining your mortgage offer in the shortest time possible.

Step Three: Mortgage decision

Once you have decided on a mortgage we will process your application, advise you if any additional information is required and then check the formal offer once it is returned from the lender.

Now you'll be ready for mortgage and you'll have all important information about lending.

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